In the title I wrote ‘first home’ but these suggestions really apply to every buyer. Most times buyers are told to simply get loan approval for a certain amount and go for it. Here are 4 things buyers can do to educate themselves before making an offer. 1. Have the Realtor or Lender go over in detail a real Buyers Settlement Statement. Of course the personal data is blacked out. It is important to go over this statement because so many times the buyers are stunned at how many fees there are on a Settlement Statement: Title Fees, City and County Transfer Fees, Property Taxes, HOA transfer and other fees, Lender Fees. Flood Certificates, Courier Fees, Notary fees … Continue reading Prepare to Buy your first Home